What is Payz (formerly ecoPayz)?

Payz, previously known as ecoPayz, is a widely used e-payment service accessible across the internet, especially popular among online casinos and betting sites. Launched in 2000, Payz has over 20 years of history as a safe and reliable payment option.

Payz supports a variety of deposit and withdrawal methods, including credit cards, bank transfers, and cryptocurrency. This versatility allows individuals to make secure and straightforward transactions. Payz is also renowned for its focus on security, employing two-factor authentication and data encryption to protect users’ transactions and personal information.

Thanks to its convenience and multifunctionality, Payz enables users worldwide to conduct online payments more easily and securely.

Basic Information About Payz (formerly ecoPayz)

Here’s an overview of Payz’s key information:

  • Operating Company: PSI-Pay Ltd.
    PSI-Pay Ltd., headquartered in the UK, holds a licence from the FCA (Financial Conduct Authority), providing users with a fair and trusted service.
  • Location: Afon House, Worthing Road, Horsham, West Sussex, RH12 1TL, England
    Operating under strict financial regulations in the UK, near London, this company ensures high standards of compliance.
  • Supported Languages: Japanese, English, Spanish, French, German, Russian, Portuguese, etc.
    With multilingual support, Payz is accessible worldwide, with strong support in Japanese for peace of mind for Japanese users.
  • Deposit Methods: Bank transfer, cryptocurrency, ecoVoucher
    Payz offers a range of deposit options, including bank transfers and cryptocurrency, meeting the demands of digital-savvy users.
  • Withdrawal Methods: Bank transfer
    Users can easily withdraw funds from their Payz account through bank transfers.
  • Customer Support: 24/7 English live chat, email support
    Robust support ensures users can quickly receive assistance whenever needed, making Payz a trustworthy choice.

How Payz (formerly ecoPayz) Differs from Other Digital Wallets

A significant difference between Payz and widely used digital wallets in Japan, such as PayPay or Rakuten Pay, is the ability to withdraw funds as cash. In Japan, many digital wallets limit use to specified services or designated stores, whereas Payz allows users to cash out funds to their bank accounts via bank transfer.

Moreover, Payz enables users to manage multiple currencies simultaneously, ideal for international transactions. For online casino or bookmaker use, Payz is advantageous as there are no currency exchange fees for same-currency deposits and withdrawals, helping users reduce costs.

Payz (formerly ecoPayz) Security Measures

Payz is highly regarded for its stringent security features, implementing cutting-edge technology to safeguard user data and transactions.

  • Data Encryption
    All transaction data is encrypted using SSL/TLS protocols, ensuring secure transactions by preventing unauthorised access.
  • Anti-Fraud and Data Protection
    Payz’s systems are constantly monitored to minimise risks, with PCI DSS compliance for handling credit card details, ensuring top-tier security standards.
  • Funds Protection and Management
    Payz follows a “safeguarding” approach, keeping users’ funds separate from operational funds. This structure ensures users’ funds are secure even in the event of any operational issues. Regular audits by third-party agencies further enhance transparency and trust.

Features of the Payz Mobile App

Payz provides a dedicated smartphone app, enabling users to manage their accounts anytime, anywhere. Key features of the app include:

  • Easy Deposit and Withdrawal Management
    The app presents deposit and withdrawal history clearly, allowing users to easily review their past transactions. Additionally, the app’s ability to manage multiple currencies is especially helpful for users engaging in frequent multi-currency transactions.
  • Enhanced Security Features
    With fingerprint and facial recognition login options, the app offers robust security to protect accounts from unauthorised access.
  • Quick Transfers
    The app facilitates swift transfers, enabling users to track funds in real time. For international transfers, Payz reflects transactions within a few business days, making it suitable for business use.

How to Use Payz (formerly ecoPayz)

Registering a Free Account

Creating a free Payz account is straightforward. Follow these steps:

  1. Visit the Official Site
    Go to the Payz website and click “Open an Account” at the top-right.
  2. Enter Account Information
    Input your email address, password, and country. Ensure the password includes uppercase letters and numbers for security.
  3. Provide Personal Information
    Enter your name, address, and phone number accurately, as errors may cause issues during identity verification.
  4. Verify Your Email
    A verification email will be sent. Click the link to authenticate your account.

Identity Verification

To withdraw from Payz, identity verification is required. Here’s the procedure:

  1. Access Verification Page
    Log in to Payz and navigate to the “Verify Your Identity” page.
  2. Submit Required Documents
    Submit the following:
    • Proof of identity (e.g., passport, driving licence)
    • Proof of address (e.g., utility bill, residency certificate)
    • Selfie (holding the ID)
  3. Account Upgrade to Silver
    Once documents are approved, your account will be upgraded to Silver, allowing withdrawals.

How to Deposit to Payz

Payz supports several deposit methods, including bank transfers and cryptocurrencies. Here’s a quick guide:

  • Bank Transfer
    Select domestic bank transfer, enter the desired deposit amount, and transfer funds to Payz’s designated bank account. Funds typically reflect within 1-3 business days.
  • Cryptocurrency (e.g., Bitcoin)
    Users can deposit via cryptocurrency, a low-fee option with a relatively fast processing time, making it an attractive choice for those holding cryptocurrency.

How to Withdraw from Payz

To withdraw funds from Payz, users generally utilise bank transfers.

  • Bank Account Withdrawal
    From the Payz dashboard, select “Send Funds,” enter the withdrawal amount, and choose a registered bank account. Processing usually takes 1-3 business days, though this may vary depending on the bank.

Payz Fees

Deposit Fees

Deposit fees vary by method. Cryptocurrency deposits are typically free, whereas bank transfers may incur fees of 5%-10%.

Withdrawal Fees

Withdrawal fees depend on account rank. Bank transfers for Silver-level accounts incur fees between €5.90 and €10.00.

Account Maintenance Fees

If unused for over 12 months, an account maintenance fee of €1.50 per month applies. It’s best to keep the balance at zero if you won’t be using the account for an extended period.

Payz Account Levels

Payz offers five account levels, each with its benefits:

  • Classic: Initial level post-registration; currency exchange fee at 2.99%.
  • Silver: Upgrade by providing ID documents; currency exchange fee at 2.99%.
  • Gold: Attainable with deposits totalling €5,000+/transfers totalling €25,000+; currency exchange fee at 1.49%.
  • Platinum: Achieved with transfers totalling €50,000+; currency exchange fee at 1.49%.
  • VIP: Achieved with transfers totalling €250,000+; currency exchange fee at 1.25%.

How to Close a Payz Account

To close your account, log in and contact customer support through the site’s support form. Remember to withdraw all funds before closing.

Payz Pros and Cons

Pros

  • High Reliability and Security: FCA-licensed and established over two decades, offering peace of mind.
  • Widely Accepted by Online Casinos: Supported by most major online casinos and bookmakers.

Cons

  • Restrictions on Credit Card Deposits: Credit card deposits for online casinos are restricted, requiring alternative payment methods.
  • Fees May Apply: Small transaction fees and exchange fees may apply, especially for lower-value transactions.

Payz Reviews and Feedback

Positive Reviews

Payz processes withdrawals quickly, and support responds promptly, making it a reliable choice.”
Fees are relatively low, and transactions to online casinos are smooth.”

Negative Reviews

Bank deposits can sometimes take a few days, so faster processing would be beneficial.”
“Higher fees for lower-ranked accounts, so aiming for Gold or higher is ideal.”

Payz Frequently Asked Questions

  • Is Payz Safe?
    Yes, with FCA licensing and advanced security measures in place.
  • How Long Do Withdrawals Take?
    Local withdrawals typically process within 1-3 business days.

Important Points When Using Payz

  • Withdrawals require Silver rank or higher, so ensure identity documents are submitted.
  • After 12 months of inactivity, maintenance fees apply; it’s wise to zero your balance if not using it regularly.
  • Consider alternative deposit methods as credit card deposits may be restricted.

Conclusion

Payz (formerly ecoPayz) is a trustworthy e-payment service, well-suited for online casino and bookmaker transactions. By managing fees and understanding the account levels, users can enjoy safe and efficient payment solutions.

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